Dental & Vision Coverage is separate from your medical coverage with no premium for individuals and dependents
If you take the medical buy-out you are still enrolled in Preferred. Preferred group has no buy-out!
We do not have a card, just forms, because we are self-insured and not affiliated with a major carrier
You must use Preferred as your primary and your spouse's coverage as your secondary. Follow the birthday rule for children as dependents when both you and your spouse have coverage (the parent who has the birthday month first covers the children as primary)
Children are covered to age 19, unless in college (full time) to age 25 (verification form needed for every semester) If your child is going to graduate college before age 25, he/she is eligible for COBRA - please contact Preferred before the graduation to avoid a lapse
Part Time Employees shall contribute the difference between the percentage of a part-time position in which s/he works 100% (effective 7/1/14)
Maximum spending per registrant is $2,000 (effective 7/1/14)
Your prescription and medical co-pay reimbursement is $200.00 for the whole family per calendar year (Jan. to Dec.)
You are eligible for COBRA when/if you leave Warwick.
Vision coverage is every other calendar year, so if you used your allowance in 2023 you are now eligible in 2025.
You do not have coverage for dentures, your child’s ortho, or caps/crowns until a year from
date of hire
Ortho only for children to age 19. no adult ortho!
Lasik surgery benefit is available to members and dependent spouse employed by the district for a minimum of 3 years. The plan provides reimbursement of $500.00 per eye, but the individual will not get a vision allowance for 5 years following
Hearing Aid/Accessories Benefit is available to members and their dependents employed for a minimum of 3 years. The plan provides reimbursement of $200.00 per family every 2 calendar years.
Preferred will not cover pre existing conditions
You can download forms from Warwick website under staff tab https://www.warwickvalleyschools.com/staff-resources/
Eye Coverage is every two calendar years ($100.00 per child when enrolled in a family plan)
There is an option to authorize direct deposit/withdrawal.
All claims from the previous year need to be submitted by March 31st.
